商务英语1000必备单词 Unit 2 Consumer Finance消费金融（MP3+lrc）

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[00:02.77]balance transfer 余额代偿balance transfer 余额代偿
[00:04.22]Katherine made a balance transfer from her old credit card to her new one. 凯萨琳申办新卡代偿旧卡。
[00:10.11]cancel 停（卡）
[00:11.86]What happens if I want to cancel my card? 如果我想停卡该怎么办？
[00:16.40]cash card 现金卡
[00:17.94]What do I need in order to apply for a cash card? 申办现金卡我需要准备些什么？
[00:22.27]collateral 抵押品；担保品
[00:23.81]Without collateral, Mr. Thomas wasn't able to get a loan. 由于没担保品，汤玛斯先生的贷款办不下来。
[00:28.58]credit card 信用卡
[00:30.43]I need to report a stolen credit card. 我要报信用卡失窃。
[00:34.24]credit limit 信用额度
[00:36.17]Beware of outrageous credit limits, which may lead to uncontrollable spending. 要小心信用额度别定得太高，这可能会导致花费无度。
[00:42.24]credit rating 信用评等
[00:43.87]Bob's poor repayment history has really hurt his credit rating. 巴柏不良的还款记录对他的信用评等造成很大的伤害。
[00:48.60]debit card 签帐卡
[00:50.49]You can use this debit card almost anywhere in the world. 这张签帐卡你几乎全世界任何地方都可使用。
[00:54.69]debt consolidation 负债整合
[00:57.40]Before you consider debt consolidation, closely examine the proposal. 在考虑负债整合之前，要仔细检查其还款方案。
[01:03.21]default 违约
[01:05.26]The company is in default on its loan agreement. 该公司违反其贷款合约。
[01:08.55]freeze 冻结（帐户）
[01:09.89]The bank froze my credit card account after I reported it stolen. 在我报失信用卡后，银行冻结了我的信用卡户头。
[01:15.36]installment 分期付款
[01:16.70]Penny will pay off her student loans in 60 installments. 潘妮将分六十期偿还她的助学贷款。
[01:21.57]loan 贷款
[01:23.12]I confirm that I have read and understood the terms and conditions of the loan agreement. 我确认已阅读并了解这份贷款协议的条件与规定。
[01:29.15]minimum finance charge每月最低应缴金额
[01:31.66]Some credit cards have a minimum finance charge. 有些信用卡有每月最低应缴金额的限制。
[01:35.54]mortgage 房贷；抵押借款
[01:36.91]Rick has a twenty-year mortgage. 瑞克要缴二十年的房贷。
[01:40.71]outstanding 未清偿的；未付清的
[01:41.72]Our records show you have an outstanding balance of $6,000. 我们资料显示您有一笔六千元的款项未付。
[01:46.83]refinance 重新贷款
[01:48.51]When deciding whether or not to refinance, there are many factors to consider. 在决定是否重新贷款时，有许多因素要考虑。
[01:54.40]statement 账单明细
[01:55.75]The fee for issuing a replacement card will be charged to your next statement. 信用卡补发费用将并入您下个月的账单明细。

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商务英语1000必备单词 Unit 2 Consumer Finance消费金融（MP3+lrc）