agency ratings - corporate and personal 机构评级：企业和个人 special mention
appetite for risk 风险偏好(风险承受度） doubtful
benchmarking 同行业标准比较
books of account 帐目
client base 客户群
client management 客户管理
client segmentation 客户分类
client's books of record 客户的资信记录
collateral risk 抵押风险
collections 清偿债务
commercial accounts 商业客户
common size and financial ratio analysis 百分比分析和财务比率分析
compensation balances 补偿余额
consumer credit 个人消费信贷
credit reviews 信贷审查
creditworthiness 信誉度
current ratio 流动比率
customer account management 客户管理
customer profiling 客户概况
customer profitability & loan pricing 客户的赢利能力和贷款定价
debt issuer ratings 债权人评级
equity investments in real estate 房地产股本投资
expected default frequency (edf) 预计违约频率
expected losses 预期亏损
exposure policies 敞口策略
exposure risk 敞口风险
impact of trade debtors on cashflow 债务人对现金流量的影响
interest rate & liquidity risks 利率与清算风险
limit systems and credit screening 权限机制和信贷审查
liquidity analysis 流动性分析
loan administration 贷款管理
loan defaults 贷款违约
loan transfers 贷款转让
news corporation 新闻集团
non-performing loans 不良贷款
operational risk 经营风险
position limits 头寸限额
profit & loss account 损益表
recovery risk 清收风险
residential & commercial mortgages 住房按揭
return on assets(roa) 资产回报率
return on equity(roe) 股本回报率
risk rating system 风险评级制度
sales ledger 销售帐
secondary mortgages 二次按揭
securities safekeeping 证券保管
securitization 证券化
size of exposure 风险敞口的规模
stock turnover 库存周转率
sub-prime loans 次优等贷款
terms for late/non-performing loans 逾期还款/未还款条款
the weighted cost of funds & base rate 资金加权成本与基本利率
third-party guarantee risks 第三方担保风险
transaction limits 交易限制
virtual learning center(vtc) 虚拟学习中心
working capital 流动资金/运营资金
worldwide learning ltd.(wwl) 环球教育公司