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a:how can i get the benefits from a personal credit card?
b:first of all,it saves more money to use a credit card than to use cash.so it is very helpful for families to finance.in addition,the card-issuing offices will count interests for the deposits with the credit card.
a:is it convenient to use?
b:of course.any atm provides 24-hour online self services.it is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
a:can i buy things with it?
b:yes,you can.a slight sweep over the pos terminal① with your peony card and several punches on the keyboard will effect your payment for consumption immediately.
a:what should i do if i am in bad need of funds?
b:you are relieved on the spot by using the credit borrowing functions of the pony card and obtain certain overdrafts.
a:that's good.
b:try a peony card.
a:个人信用卡有什么好处吗？
b:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付利息。
a:它使用方便吗？
b:当然啦。atm机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。
a:我可以用它来购物吗？
b:可以啊。只需将牡丹卡在pos机上轻轻一划，再敲几下件，即可完成消费付款。
a:如果我急需资金该怎么办呢？
b:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。
a:那太好了。
b:办一张牡丹卡试试。
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a:what benefits do the peony credit card have for personal cardholders?
b:you can purchase first and pay later.
a:is that so?
b:yes.in our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for peony card members. as a cardholder, you can make your choice according to your needs.
a:how could i do when there is no funds in my card?
b:don't worry about it.there is minimum debit amount which may be outstanding on your peony card for purchase use.
a:then,how much can i overdraw from my personal ordinary card?
b:5,000 to 20,000 yuan price range are available for you to choose.
a:that's enough.
b:get a peony card as soon.
a:牡丹信用卡对个人有什么好处呢？
b:您可以先购物后付款。
a:是这样吗？
b:是的。在城区，几乎所有大中型的商场、超市，宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人，您可以根据需要选择。
a:如果卡上没钱该怎么办呢？
b:不必担心。您卡上有最低信用额度供您购物。
a:那么我的这张普通卡能透支多少钱呢？
b:商品金额5,000元至20,000元供您选择。
a:这就够了。
b:赶紧办一张牡丹信用卡片。