new wordsnotes n.clearing n.payment n.check n.draw vt.deposit vt.collect vt.offset vt.process n.receivable a.payable a.favorable a. balance n. adverse a. equivalent aequal a.deal vi.introduce vt. shorten v.speed v.circulation n. 单词票据结算；票据交换付款, 支付支票；账单提取（钱）；开支票；定期支领：存款收款，收帐抵销；补偿过程，程序应收的应付的有利的；有助的收支差额, 结余, 余额不利的；逆的相同的；同等的相等的（与with连用）对付；应付引进，传入缩短, （使）变短加快循环, 流通, 发行额 phrases and expressionsnotes clearingmake paymentclearing houseclearing processas followschecks （notes） receivablechecks （notes） payablefavorable balanceon the contraryadverse balancea receiving banka paying bankbalance sheet 短语与词组票据交换进行支付票据交换所票据交换程序如下应收票据应付票据顺差相反的逆差收款行付款行资产负债表
notes
1.and every bank must collect payment for checks (notes) deposited with it but drawn on other banks.每家银行还必须对其他行为付款人的支票（票据）收取款项。
(1)collect payment (for)收取款项
payment n.①the act of paying or the state of being paid支付：支付或得到报酬的行为或状态
②an amount paid支付数额
例：received a large payment.
得到一大笔钱
(2)checks (notes) deposited with it存放在该行的支票（票据）
deposited with it是过去分词短语，做后置定语，修饰前面的checks (notes)。
it=the bank
(3) checks (notes) drawn on other banks其他行为付款人的支票（票据）
drawn on other banks是过去分词短语，做后置定语，修饰前面的checks (notes)。
2.checks (notes) clearing is regarded as an economic operation of clearing funds which are resulted from the checks (notes),deposited with but drawn on each other among the banks in the same city through the clearing house.支票（票据）是同一城市中各银行相互贷收、代付的票据，通过交换所进行交换并清算资金的一种经济活动。
(1)notes clearing票据交换
note n.a certificate issued by a government or a bank and sometimes negotiable as money票据：政府或银行确保的证据，有时可用作钱
clear vt.to pass (a bill of exchange, such as a check) through a clearing-house交换清帐：通过票据交换所传递（交换票据，如支票）
clearing n.①the exchange among banks of checks, drafts, and notes and the settlement of consequent differences结算：银行间支票、汇票和钞票之间的交换和相应差额的结算
②the total of claims presented daily at a clearing-house票据交换；结算总额：票据交换所中每天进行的交易总额
(2)economic operation经济活动
operation n.①the act or process of operating or functioning操作：操作或起作用的行为或过程
②the state of being operative or functional正在起作用的操作状态
(3)(funds) which are resulted from the checks (notes)此句是定语从句，修饰前面的funds。
(4)checks(notes) deposited with but drawn on each other among the banks in the same city是过去分词短语，修饰前面的checks(notes)。意思是"在同一城市的银行中互相代收、代付的（票据）"。
3.after offsetting the amount of checks (notes) receivable and that of checks (notes) payable, the banks which have favorable balances will increase their deposits in the people's bank of china.应收票据和应付票据的金额抵消以后，有顺差的银行将在人民银行的账户内增加存款。
(1)offsetting the amount of checks (notes) receivable and that of checks (notes) payable是动名词短语，做介词after的宾语。
(notes) receivable a.awaiting or requiring payment; due or collectible应收的：等待或需要报酬的；已到期的或可收取的
(notes) payable a.①requiring payment on a certain date; due可支付的，（到期）应支付的：要求在某一日期付款的；到期支付的，应支付的
②requiring payment to a particular person or entity只付给特定收款人或实体的
(2)(banks) which have favorable balances是定语从句，修饰前面的banks。
(3)favorable balances顺差
favorable a.advantageous; helpful有利的；有助的
balance n.the difference between such totals, either on the credit or the debit side收支差额：无论是贷方还是借方在总数上的差额
4. every check (note) sent to the clearing house has a receiving bank and a paying bank.送到交换所进行交换的每张支票（票据）都有收款行和付款行。
(1) (note) sent to the clearing house是过去分词短语，修饰前面的note。
(2)a receiving bank and a paying bank收款行和付款行
receiving和paying是动名词。