银行英语口语一听就会Chapter 1 银行介绍 Unit 5 网上银行（3）

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[00:01.65]网上银行服务
[00:03.83]听说贵行有网上银行服务，这对我来说是个新事物。
[00:09.51]A： I am told that you have internet-banking service, which is new to me. Could you tell me something about it?听说贵行有网上银行服务，这对我来说是个新事物。给我介绍一下吗？ 
[00:21.88]B： Certainly. Our Personal Internet Banking is the self-service financial service for the personal clients on the World Wide Web.当然了。个人网上银行是为个人客户提供的互联网自助金融服务。
[00:42.07]Security is very important that the current Internet banking security is very rich.安全非常重要，目前的网上银行安全措施是非常丰富的。
[00:50.97]开通网上银行
[00:53.56]你好，我想问一下怎么通网上银行？
[00:58.22]A： Hello, I want to know how to open an online banking account?你好，我想问一下怎么开通网上银行？
[01:05.86]B： Do you bring your ID?您带身份证了吗？
[01:13.91]Yes.带了。
[01:15.36]Then fill out this form and go to window to do it.那您填一下这张申请表，然后去窗口办理就行了。
[01:22.26]网上银行的功能
[01:26.37]那么网上银行可以为我们做什么呢？
[01:29.48]A: I am still not very dear. What can the PIB(Personal Internet Banking} do for us?我还是不太明白。那么网上银行可以为我们做什么呢？ 
[01:41.03]B: These services can satisfy various financial needs. It has many functions/is including managing account, applying for a credit card, modifying the password, Intercity remittance etc.这些服务可以满足客户不同的金融需求。它有许多功能，其中包括账户管理、申请信用卡、修改密码、异地汇款等一系列功能。
[02:11.95]Really? It's unbelievable.是真的吗？简直太不可思议了。
[02:15.08]For example,online banking services can be set up to pay bills automatically.例如，网上银行服务可设立自动支付钞票。
[02:21.02]B: As long as you can get access to the Internet, you can have the service and make payments on the Internet.只要您可以上网，您就可以拥有这项服务，进行网上支付了。 
[02:28.05]There is no need to worry about that. Anytime you enter the net, you are required to enter the password and ID card number to distinguish your identity. The parties and you will be confirmed by the Electronic Certificate Authority. Besides, the information entered should be encrypted and identified. Anyway, many measures are taken to guarantee the safety of online payments.你完全不必要为此担心。无论何时上网，网络都要求您必须输入密码和身份证号码来辨别您的身份。此外，您和交易方的身份要通过电子认征中心验证，同时交易信息在网上传送时均经加密处理。总之，我们采取了很多措施来确保您的网上支付安全无误。
[02:53.27]It's very thoughtful of you. I will start with one immediately. How do I apply for the registration of PIB?你们想得真周到。我马上要办理一个。我怎样申请你们的个人网上银行服务呢？
[03:03.93]自助银行服务
[03:06.54]你可以享受我们的自助银行服务啊。
[03:10.49]A: I want to withdraw 5,000 Yuan from my account.我想从我的账户中取5000元。
[03:16.86]B： 5,000 Yuan? Then you needn’t queue for that. You can enjoy our self-service banking service.5000元吗？那么您就不需要排队了。你可以享受我们的自助银行服务啊。
[03:35.63]What is self-service banking?什么是自助银行啊？
[03:38.45]Follow me please. This is our self-service ATM of finger touch model just installed last month.请跟我来。这就是我们上个月刚安装的触摸式自助柜员机。
[03:50.22]使用自助银行
[03:52.53]这我怎么用呢？
[03:55.10]A： How can I use it?这我怎么用呢？
[03:58.78]B： It has as many functions as you like. You can inquire about transaction information of your account and the balance of your credit card and debit card, alter your code number, report loss of your card. In addition, you can make up entries omitted or missing on all-in-one time passbook, all-in-one current passbook or ordinary passbook. Besides, information concerning Renminbi and our bank can be obtained on this machine.它几乎具备您想要的全部功能。您可以在我们的柜员机上搜嘶Ы灰仔畔⒁约靶庞每ê徒杓强ǖ挠喽睢⑿薷拿苈搿⒈ㄊб锌ā４送猓箍梢越卸ㄆ谝槐就ā⒒钇谝槐就ê推胀钇诖婵畹牟沟欠瘛Ａ硗猓箍梢曰袢∮泄厝嗣癖依屎突慵鄣男畔⒛亍
[05:00.26]Sounds amazing! Can I make withdrawals through ATM?听起来棒极了！我可以用它取款吗？
[05:05.37]Of course. You can make both withdrawals and deposits. You can also conduct account transfers among those bank cards.当然可以。您不仅可以取款，还可以存款。甚至还可以进行银行卡之间的转账。
[05:14.18]Can I conduct self-service payment?可以进行自助交费吗？
[05:18.14]Certainly. You can make any transaction just following the instructions on the screen.没问题。你做任何交易时只要按照屏幕上的指示操作就可以了。
[05:26.11]No. All the credit cards and debit cards issued by all commercial banks issued through the union pay (money link) system can be used with any of their ATMs. Besides, ATMs are located at many designated merchants, hotels in many countries, which makes shopping and consumption very convenient and easy.不，所有的商业银行通过银联公司发行的银联信用卡和借记卡都可以在它们的柜员机上通用。此外， 许多国家的指定商户和宾馆都设有柜员机，这大大方便了人们的购物和消费。
[05:51.69]电话银行
[05:53.66]什么是电话银行？
[05:56.67]A： What is telephone-banking?什么是电话银行？ 				
[06:00.76]B： BOC's telephone-banking system achieves the perfect combination of modern telecommunication technology and bank's financial services. Dial the same telephone number at 95566, the client can enjoy BOC's various financial services anytime and at any places beyond the bank counter in its traditional service style.电话银行楚中国银行运用电话和计算机联网向客户提供的一种现代化的新型金融服务方式。我行的电话银行统一使用“95566”电话， 它突破了柜面传统的服务方式，随时S地都可以享受我行各种各样的金融腋务。
[06:53.77]With multi-function of our telephone banking, the client can conveniently inquire about the balance of their accounts; make fund transfers between the registered accounts at your
[07:31.89]It also provides you, superior shareholder, such securities services as “Bank Securities Transfer" and “Bank Securities Link”. You may invest securities anywhere and deposit and withdraw funds at any time. Your deposit in bank as securities funds will bring you benefit of deposit, investment and financing.我行电话银行还为您这样的资深股民提供了银证转账血务、“银券通”业务等证券服务。让您投资证券不受地域限制，存取资金不受时间限制，您的银行存款可以直接作为证券资金，保证您存款、投 资、理财三得利。
[07:54.34]By the way, it is easy for you to apply for the telephone banking service with a current account of our bank or a Great Wall Credit card, which is linked to the current passbook.申请电话银行服务的手续很方便，只要您拥有我行的活期储蓄账户或者长城信用卡，填写申请表就能申请通电话银行服务。
[08:07.99]What do you think about it, sir? I fully recommend you to try it and it will make life easier for you. It is my pleasure to give you efficient, fast and convenient services.这位先生，您对我行“电话银行”服务是否感兴趣？我向您竭力推荐，您不妨试一下，它会令您的生活更轻松。我很高兴随时为您提供高效、快捷、方便的服务。
[08:22.66]电子银行的作用
[08:24.20]通过电子银行我能做什么？
[08:27.93]A： What kind of things can I do from an e-banking?通过电子银行我能做什么？
[08:33.76]B： You can check your balance, pay bills or even transfer money to another bank.你可以查询余额，付款甚至是跨行转账。			
[08:47.65]That’s fantastic! Can I trade stocks and bonds. 好极了。我可以进行股票和基金交易吗？
[08:52.79]I’m afraid you will have to have a special account for that.那你恐怕要开一个特殊账户进行此种交易。
[09:00.10]代理收费业务
[09:02.45]我听说你们有代理收费业务。
[09:05.96]A： Glad to meet you! What can I do for you, sir?很高兴见到您。有什么可以为您效劳的吗？
[09:12.85]B： I heard that you have the charges agency services. I am vary interested in it.Can you tell me more details about this services?我听说你们有代理收费业务。我很感兴趣。您能具体向我介绍一下这项服务吗？
[09:34.43]Sure. This service means you can entrust us as an agent to pay the charges of your water, electricity, gas, telephone, mobile phone, cable TV, etc. Then you can stay at home and the bills are paid by themselves automatically.当然可以。这项服务意味着您可以委托我行为您代交水、电、煤气、电话、手机、有线电视 等费用。那样您足不出户，账单就自动支付了。

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银行英语口语一听就会Chapter 1 银行介绍 Unit 5 网上银行（3）