银行英语口语一听就会Chapter 3 结算业务 Unit 1 汇款（3）

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[00:01.24]汇款方式
[00:03.60]要电汇、信汇还是票汇？
[00:07.52]A： Good morning. I want to remit ￡ 300 to my friend in London, Britain.您好。我要汇300英镑给英国伦敦的朋友。
[00:17.17]B：No problem. Do you want the money to go to by T/T,M/T or D/D?没问题。要电汇、信汇还是票汇？
[00:31.80]I'd like to remit U.S. $1,500 to my younger brother who is studying in Boston.我要给在波士顿读书的弟弟汇款1500美元。
[00:39.88]All right. T/T,M/Tor D/D, please?好的，电汇、信汇还是票汇？
[00:48.39]电汇
[00:50.21]电汇最快。
[00:52.51]A：Sorry, I don't quite understand what they mean. Could you tell me which the quickest way is?对不起，我不太理解什么是电汇、信汇和票汇。能告诉我哪种方式最快吗？
[01:05.03]B：It's T/T. By this way, your brother can receive the money in about six hours.电汇最快。用电汇汇款，您弟弟大约在6个小时内就能收到汇款。
[01:22.96]We can ask for acgabie remittanca^from Seattle if you would like.我们可以要求从西雅图为您电汇，如果您愿意的话。
[01:28.36]The business charges for remittance amount 0.1 %，plus 150 Yuan cable charges.此业务的手续费为汇款金额的0.1 %,再加人民币150元电报费。
[01:36.68]Well, I assume a regular remittance check will be fine. You don't need to cable the money, do you?那么，我估计使用一张正式的汇款支票就可以了，您不需要把钱电汇对吗？ 
[01:44.15]Normally just a few hundred Yen. We can ask for a cable remittance from San Francisco if you would like.通常，只需几百日元。如果您愿意的话，我们可以要求从旧金山为您电汇。
[01:54.70]信汇
[01:56.52]我想还是用信汇寄送吧。
[01:59.82]A：I think I'd like to remit it by mail transfer.我想还是用信汇寄送吧。 
[02:05.93]B： OK. As you like.好吧。由你定吧。
[02:15.30]But by M / T, it won't arrive till tomorrow or the day after.但若用航空信汇的话，明天或后天才会到达。
[02:21.24]I am not sure. Usually it takes one day or two by cable and a week by mail. 很难说，通常电要花一两天，信汇要花一周。
[02:28.48]Mail transfer has the advantage of lower costs, but recipients receive remittances time later.信汇的优点是费用较低廉，但收款人收到汇款的时间较迟。 
[02:36.66]Therefore, if T / T is not definitely stipulated in the transaction, the buyer makes payment only by M / T.因此在没有明确规定使用电汇的情况下，买方一般只通过信汇付款。 
[02:45.76]The payment of all the expenses under this contract shall be made by M / T through Bank of China, Shenzhen Branch and the bank designated by Party B.本合同项下的一切费用，用M/T信汇方式支付。甲方通过深圳中国银行，乙方通过指定的外国银行进行支付。
[03:00.11]票汇
[03:01.81]请用票汇
[03:03.86]A：Do you choose the telegraphic transfer or the money order?是选择电汇还是票汇？	
[03:09.60]B：The money order, please.请用票汇。
[03:18.05]Please remit promptly by money order.请速将款项用汇票汇来。
[03:22.88]I decided to use the vote so I need the address and receivable payee name. Can you give me?我决定用票汇，所以我需要收款地址与收款人姓名，你能否给我？
[03:30.55]You can select a method from T/T, M/T and D / D on the basis of your own needs.您可根据自己的需要任意选择电汇、信汇和票汇三种方式办理业务。
[03:40.80]汇款人
[03:43.23]请把汇款人地址再写详细一点。
[03:47.38]A： Please write the remitter's address in more detail.请把汇款人地址再写详细一点。
[03:54.14]B： OK. I see.好的。我知道了。	
[04:03.09]It is appreciated that if you add femittepname next time.如果您下次付款时能注明汇款人名字我将不胜感激。
[04:07.66]If the above are all correct, the remitter can check the details from remitting bank. 若上述信息都正确，可通过汇款人从汇款银行方进行查询。
[04:14.54]As for remittance in cash, the remitter directly hands over the cash. The rest of the procedure is the same with remittance of the passbook.使用现金汇款则由汇款人直接缴纳现金，其他与存折汇款手续完全相同。
[04:25.29]Please write down the names and addresses of both the sender and the recipient legibly and do not abbreviate or use initiais.请填上汇款人与收款人的姓名、地址。字迹要清楚，不要缩写，要用全称。
[04:34.56]In order to check the payment status, please kindly let us know the remitter, total amount and remitting time after you remitted.为了便于查收汇款，请您将款汇出后告诉我们汇款人姓名、具体金额与汇款时间。
[04:46.91]收款人
[04:49.43]请你填写汇款申请单，写上收款人及你自己的姓名和地址。
[04:56.32]A： Please fill out the remittance request with the name and address of the payee as well as yours.请你填写汇款申请单，写上收款人及你自己的姓名和地址。
[05:08.01]B： 0K.好的。
[05:14.99]Make certain everything, especially the address of the remittee is clearly written.请一定要把所有项目特别是收款人地址写清楚。	
[05:21.22]Their paid-in capital eligibility shall be based on their overseas headquarters'capital.前款汇款的境外收款人应当为合格投资者本人。
[05:28.27]I' m likely to forget to sign my name in the position of the payee. I forgot again today. 我可能忘记在收款人名单上签名了，今天又忘了。
[05:37.79]汇款手续费
[05:40.29]手续费是多少？
[05:43.31]A：Really? Splendid! My brother is in an urgent need. And what is the commission?真的吗？太棒啦!我弟弟急需用钱。手续费是多少？
[05:54.38]B: Thirty dollars, please. 30美元。
[06:03.21]For ￡300 to London, the commission is 3，please. 汇款300英镑到伦敦，费用为3英镑。
[06:11.26]汇款单
[06:13.37]请填写这张汇款单，并在这儿签名。
[06:17.85]A: Please fill out this remittance slip and sign your name here.请填写这张汇款单，并在这儿签名。
[06:24.89]B: OK!好的。				
[06:32.38]I'd like a postal order for $200，please.请给我一张200美元的汇款单。
[06:36.93]Please sign this order.请在这张汇款单上签字。

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银行英语口语一听就会Chapter 3 结算业务 Unit 1 汇款（3）