顾客到银行开定期存款账户，并询问年利率及能否再定期存款到期前取款。请看下面的银行英语情景对话。
顾客:
I want to open a time deposit account.
我想要开个定期存款账户。
职员:
How long do you want to keep your money in the bank?
您想要存多长时间？
顾客:
One year. What’s the annual interest rate?
一年，年利率是多少？
职员:
At present， it is 2.15 percent. It varies from time to time.
目前是2.15。利率时常变化。
顾客:
Can I take out the money before the maturity date?
我可以在存款到期前取款吗？
职员:
You can， but you will not get the high interest rate.
可以，但你就得不到高利率了。