名人教英文：领取贷款
to take out a loan
领取贷款
benjie: have you heard from the university yet?
本杰﹕收到大学通知了吗？
sanjay: yes, i've been offered a place on their business studies course. that's the good news.
桑贾伊﹕收到了，我获取录攻读商科课程，这是消息好的一面。
benjie: well, congratulations. but what's the bad news?
本杰﹕啊，那就恭喜你了。但有什么坏消息？
sanjay: the fees are very high and my folks can't afford to help me out with them.
桑贾伊﹕学费很昂贵，我父母无力帮我缴交。
benjie: that's tough. so what are you going to do?
本杰﹕这真不幸。那你怎么办？
sanjay: well i'll have to take out a student loan and hope i can pay the bank back when i get a job. i'll also have to work while i'm studying.
桑贾伊﹕嗯，我得领取学生贷款，希望就业之后可以还给银行。我还得一边读书一边工作。
benjie: seems like you're in for a tough few years.
本杰﹕看来，你这几年不会轻松。
桑贾伊说大学取录了他﹕that's the good news。这一句用了专指某事物的the字，表示「消息中的好消息」，言下之意，是还有不那么好的消息，所以本杰随即问﹕what's the bad news？他也可以问﹕what's the not-so-good news？假如桑贾伊不用那the字，句子文法当然也正确，但就没有了「还有坏消息」含义。
桑贾伊的坏消息是学费难以负担﹕my folks can't afford to help me out with them。有s的folks，指「父母」或「亲属」，所以这一句的folks改为parents也可以。留意不加s的folk也是复数名词，但意思不同，泛指「人」，例如﹕i got to know many folk while i was there（我在那里的时候，认识了不少人）。
to help (someone) out即「帮助（某人）做某事」，而那「某事」可用with带出，例如﹕(1) father used to help me out with my homework（父亲从前会帮我做家庭作业）。(2) after school, he helped (his parents) out in the shop（放学后，他到店里帮（父母）工作）。
桑贾伊说﹕i'll have to take out a student loan。take out指「（经过审查等）领取」，例如﹕(1) have you taken out any insurance against unemployment?（你有没有买失业保险？）(2) he took out a patent on his invention（他取得他这个发明的专利权）。
穷学生生活当然不好过﹕seems like you're in for a tough few years。to be in for指「将要经历（困难）」，例如﹕it looks as if hong kong is in for a judicial storm（看来，香港将经历一场司法风暴）。