7 Crucial Reasons You Should Start Saving Money
你应该开始存钱的7个至关重要的原因
Sometimes it can feel like your money goes much quicker than it comes and you can’t save. In fact, every person can save money no matter how much they earn each month. It’s so easy and fun to spend money but it’s so hard to save them. You might think that you don’t have anything to save, however a little budgeting can go a long way. Check out a few crucial reasons you should start saving money.
有时觉得自己的钱来得远远比它走得更快,你省不了。事实上,每个人可以节省钱不管他们每个月赚多少钱。花钱很简单和有趣但难以存钱。你可能会认为你没有什么可存,不过一个小预算还有很长的路要走。看看几个至关重要你应该开始存钱的原因。
1. Retirement
退休
It’s extremely important to save up for retirement. Even if it’s just $15 a month, it’s much better than saving nothing. It’s hard to live when you don’t have any money for your retirement. If you are in your 20s and your salary is small, try to save at least $10 a month and they will definitely help you when you retire.
为退休攒钱是非常重要的。即使只是15美元一个月,这是比没有更好。当你退休没有钱，很难生活。如果你现在20岁工资低,尽量节省至少10美元一个月,这一定会对你有帮助当你退休后。
2. Emergencies
紧急事件
Saving for a rainy day can be as vital as saving for a certain goal. It’s difficult to save for emergencies because they’re unpredicted, but if you don’t have money when you need it, you can easily get yourself into debt. Again, even if it’s only $15-20 a month, they can help you when you really need them.
未雨绸缪和为某个目标存钱一样重要。为突发事件很难存钱,因为他们没有预料,但是如果你没有钱,当你需要它,你可以很容易地让自己负债。再次,即使只有15 - 20美元一个月,它们可以帮助你当你真的需要它们。
3. Debt
债务
Another crucial reason to start saving money is to avoid debt. Nowadays many people have debts and you might think it’s normal. The truth is, it’s not normal. It’s easy to get into debts but hard to get out of them. I speak from personal experience. Start saving today to avoid debt tomorrow.
另一个开始攒钱的关键原因是为了避免债务。现在很多人有债务,你可能会认为这是正常的。事实是,这是不正常的。很容易陷入债务,但很难摆脱它们。我从个人经验来说。今天开始储蓄,以避免明天的债务。
4. Entertainment
娱乐
Perhaps you are surprised to see entertainment on the list of the most crucial reasons to save money, but you shouldn’t forget about fun. Entertainment can be expensive too. Going to dinner with your friends or going to the cinema is not cheap. You should also save up for your vacation. Sure, if you earn a lot of money each month, you can skip this reason. But if you don’t, make sure you save some cash for your entertainment.
也许你很惊讶当你看到娱乐是最重要的原因之一,为了省钱,但你不应该忘记乐趣。娱乐也可以是昂贵的。与你的朋友出去吃晚餐或去看电影是不便宜的。你也应该为你的假期存钱。当然,如果你每月赚很多钱,你可以跳过这个原因。但是如果你不是,确保为娱乐节省一些钱。
5. Expensive things
奢侈品
Many of us think that only rich people can afford to buy expensive things, but it’s not true. Everyone can afford to purchase at least one expensive thing a year, if they save up for it. We often spend a lot of our hard-earned money on cheap things that we don’t actually need. Moreover, all those daily coffees at a local cafe and huge cable bills can drain your budget so that you won’t even notice it. If you’re dreaming about that expensive dress or laptop, start saving today and you’ll definitely buy it in a few months.
我们中的许多人认为只有富人能买得起昂贵的东西,但它其实不是的。每个人都能负担得起购买至少一个昂贵的东西,如果他们存钱。我们经常花大量的辛苦赚来的钱在廉价物品上,我们实际上并不需要这些东西。此外,所有这些在当地咖啡馆的日常咖啡和巨大的有线电视账单可以消耗你的预算,你甚至不会注意到它。如果你梦想买昂贵的衣服或笔记本电脑,今天开始存钱,你一定会在几个月内买到它。
6. Gifts
礼物
If you mom and dad work hard but still can’t afford a vacation, why not save up for your parents to go on a vacation? Children should always help their parents no matter what. You can also save some cash to buy your best friend a great gift. Plus, you can save up for charity. After all, there’s always a reason to save up for something, isn’t it?
如果你爸爸妈妈努力工作但仍负担不起一个假期,为什么不为你的父母去度假而省钱? 无论怎么样孩子们应该帮助父母。你也可以节省一些现金来给你最好的朋友买一份好的礼物。另外,您可以为慈善机构而存钱。毕竟,总有理由来存钱,不是吗?
7. Upgrading
升级改造
If you are planning to move out or buy a new car, you will need some money for upgrading your house or your car. It can be difficult to upgrade your house for a month if your salary is small. Start saving up today so that you have the available money when you need them.
如果你是打算搬出去或买一辆新车,你会需要一些钱来装修你的房子或者你的车。很难一个月装修完你的房子如果你的薪水很低。今天就开始存钱,这样你有可用的钱当你需要它们时。
So, there you have it! Some of the most important reasons you should begin saving your money. Set your financial goals and try to reach them. Just don’t forget to save some cash each month. What’s your reason to save money?
所以，你听着!一些最重要的原因你应该开始节省你的钱。制定你的财务目标,并试图接近它们。只是别忘了每个月节省一些现金。你省钱的原因是什么?