Supply chain financing, also called self-liquidating trade financing, is a type of short-term finance instrument in which firms impawn or sell their creditworthy accounts inventories, advance payments and receivables at a discount to the banks and receive immediate cash.

供应链金融,也称自偿性贸易融资,是指在商品交易中,银行运用结构性短期融资工具,基于商品交易中的存货、预付款、应收账款等资产的融资。 鉴于偿付债务的主要来源是该笔贸易融资项下的资产产生的收入,其次才是企业的综合偿付能力,该融资方式有别于传统的信贷融资。

The legal risks mainly includes the credit risks,the risks from the contract,the risks from validity and negotiability of the account receivable creditor's rights,the risks from the transferring of the receivables and the risks from the import factor.

出口保理商主要面临着承购的应收账款债权之合法性与可转让性的风险,信用风险,法律适用的风险,商事合同方面的风险,债权让与方面的风险,以及进口保理商方面的风险。

This paper will combine the Civil Law with "United Nations Commission on International Trade Convention on Assignment of Receivables" for analysis.

这其中会结合民法中的债权问题以及《联合国国际贸易中的应收款转让公约》进行分析。