Network banking’s risks which have such characters as system, infectivity and globality result from commercial bank’s special management object(that is currency),high debt,information asymmetry and other factors.

本文认为,如果说任何经营活动都有其风险,那么作为银行的网络银行则具有不同于其他经营活动的更高的风险,而且这种高风险还具有系统性、传染性乃至于全球性,这种高风险是由商业银行经营对象的特殊性(即其以货币资金作为经营对象)、高负债和信息不对称等多种因素造成的。

Emphasize the experience that people are in the place, emphasize the activity that ordinary people are in the ordinary environment, emphasize physics characteristic , people’s activity and globality of the Trinity of meaning of the place .

强调人在场所中的体验,强调普通人在普通环境中的活动,强调场所的物理特征、人的活动以及含义的三位一体的整体性。

Literary schools and regional literature depend more on cultural resources,and involved in these two are complicated relations between regionality and globality,multiple interactions between stability and mobility and multiple intersections between literary and cultural characters.

文学流派与地域文学更重要的资源是文化,它们之间存在着地域性与全球性的复杂关系、稳定性与流动性的多层互动、文学性与文化性的多重交叉。

With the development of science and technology, with the coming of the 21st century, it is increasingly acknowledged that mankind has entered the era of the knowledge economy and the age of economy globality.

21世纪以来，科学技术迅猛发展，知识经济悄然来临，经济全球化日趋显著，国际竞争愈益激烈。